Based on your family size and income you may be eligible for federal subsidies that help pay your premiums. In some cases you may be eligible for "enhanced" plans with lower co-pays and deductibles.

You can purchase health insurance through the state exchange or find coverage off of the exchange.

Off exchange plans don't qualify for subsidies but can have larger networks with more doctors and facilities.

We can help you with both!

In some cases your children will be sent to the state Medi-Cal program if you are eligible for subsidies. Purchasing a plan off of the exchange can avoid that. You don’t have to separate your children from your plan.

Using a broker doesn’t cost you anything but adds personal service and attention that can be the difference between waiting on hold for hours and getting your questions answered right away!

Not all networks are the same. Choosing between a HMO, EPO, PPO or HSA can have consequences. You will not be able to change your plan until the next open enrollment period. We can help you find the right plan and avoid headaches later.

Which plan is right for you? Only you can answer that question but there are more options than just the metal tiers. Sometimes adding supplemental coverage to a bronze or catastrophic plan can be more affordable and offer better coverage for catastrophic events than a Gold or Platinum plan.