Medicare Insurance
Medicare Insurance
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities may be eligible before 65. Let’s review the alphabet soup.
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Part A
Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Typically it has no monthly cost if you have paid Medicare taxes while working. -
Part B
Covers certain doctors' services, outpatient care, medical supplies, and preventive services. Most People pay a part B premium that can be deducted from their social security payment. -
Part C
Also known as a Medicare Advantage Plan is a type of Medicare health plan offered by a private company to provide you with all your Part A and Part B benefits. Most Medicare Advantage Plans offer prescription drug coverage as well as added benefits that Original Medicare doesn’t cover. All of this in one easy and affordable package. -
Part D
Also known as PDP's add drug coverage to Original Medicare and can complement a Medicare Supplement plan or Medigap plan. - There are 2 ways to get Medicare prescription drug coverage–either through a Medicare Prescription Drug Plan (Part D), or getting a Medicare Advantage Plan (Part C). If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, you’ll likely pay a late enrollment penalty.
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